Are Hearing Aids Usually Covered By Medical Insurance?

Hearing aids can change your quality of life. They can also cost between $1,500 to $3,500 per device. You may need to pay this twice if you need support in each ear. While the upgrade to your experience is worth it, that doesn’t necessarily mean you have that kind of money sitting around. At Celestial Hearing Solutions, we understand that life is a balance between the things we want and need, and the resources we have. That’s why it’s helpful to know if your insurance provider covers hearing aids.

First step

Mandated coverage varies from state to state. The best place to find out exactly what you are entitled to is your insurance provider. We know that facing hold music and a conversation can be difficult when you have hearing issues. Hold on to the thought that getting to the other side of this call could mean getting the hearing support you need to enjoy all your phone calls again.

Questions to ask

Being prepared before you get on the phone to your provider will help to ensure that you don’t miss out any vital questions. Here are some of the key things you need to know:

• What? – Find out the parameters of your cover. They may only cover hearing evaluations, not equipment.
• Who? – Are you restricted to certain providers when it comes to hearing aids?  Ask your insurance company how you can find out which hearing aids they cover.
• How? – Does your insurance provider accept direct billing from your hearing aid supplier? Or do you have to pay for the equipment and then wait for reimbursement?
• Restrictions – Is there a financial limit when it comes to your hearing aid? Do you have to have a certain level of hearing loss to qualify for hearing aid coverage?

Talk to us

At Celestial Hearing, we are always happy to field any questions. If your insurance company is asking for extra information or you’re not sure what you need, get in touch and we’ll provide you with the details. We see the positive effect that hearing aids have on the lives of our visitors, so we can’t wait to help you find out if you can have this experience as well.

What if your insurance doesn’t cover you?

If at the end of all this, you find that the hearing support you want is not covered by your insurance, don’t panic. This doesn’t necessarily mean that you have to fund it yourself or do without. There are other organizations that may be able to help. Search for local funding, check with your medical practitioner, or research online for supportive organizations.

Get the information you need

You can have a hearing evaluation in Las Cruces with Paula and Regina after you contact your insurance provider. You can also have your assessment before you talk to your provider to find out whether you need a hearing aid or not. Either way, we are always happy to help so call (575) 232-9022 or send us a message through our website and we’ll get back to you.